Fwd: Create a Holiday Spending Plan
Create a Holiday Spending Plan For most of us the holidays will be different this year. Whether it’s missing a loved one, facing financial concerns or celebrating virtually. It’s tempting to go all-in in an effort to make up for everything that isn’t “normal”. However, piling up debt during the holidays is a sure way to diminish holiday cheer. Even if we can pay cash for all the gifts we buy for our family and friends, it is important to ask if uncontrolled spending really delivers the happiness we expect. And we have to consider the consequences of showering our […]